The Quick Answer
For 2026, St. Albert's residential property tax rate is 11.07666 mills, or about $1,107.67 for every $100,000 of assessed value (assessed value × 11.07666 ÷ 1,000). A home assessed at $500,000 pays an estimated $5,538 for the year. Taxes were due June 30, 2026. Enter your assessment below for your own estimate.
John Carle, St. Albert REALTOR® with Homes & Gardens Real Estate Limited
Enter an assessed value from 1,000 to 10,000,000.
This is an estimate for general information, not tax advice. Your official amount is on your City of St. Albert assessment and tax notice. Questions about your bill: City Taxation, 780-459-1516.
This is an estimate for general information, not tax advice. Your official amount is on your City of St. Albert assessment and tax notice.
Most people open their tax notice in May, look at the bottom line and wince a little. Fair. But the maths behind it is simple, and once you see it, you can work out the taxes on any home in St. Albert before you buy it or list it. I've been selling homes here since 1999, and it's one of the first numbers my clients ask me about.
On this page
What is St. Albert's 2026 property tax rate?
St. Albert's 2026 residential rate is 11.07666 mills. A mill is one dollar of tax for every $1,000 of assessed value. City Council approved the 2026 rates on May 5, 2026, in Bylaw 18/2026.
| 2026 residential rate | Mills (dollars per $1,000 assessed) |
|---|---|
| Municipal | 8.39216 |
| Provincial education | 2.60918 |
| Homeland Housing (seniors housing requisition) | 0.07533 |
| Total residential | 11.07666 |
Approved by City Council May 5, 2026, Bylaw 18/2026. Source: City of St. Albert, Current Tax Rates, checked October 19, 2026.
The formula in plain words: take your assessed value, multiply it by 11.07666, then divide by 1,000.
Here's a worked example for a home assessed at $500,000. These are estimates:
| $500,000 assessment, 2026 (estimate) | Tax |
|---|---|
| Municipal (8.39216 mills) | $4,196.08 |
| Provincial education (2.60918 mills) | $1,304.59 |
| Homeland Housing (0.07533 mills) | $37.67 |
| Estimated total (11.07666 mills) | $5,538.33 |
That's about $461.53 a month if you spread it evenly over 12 months. The lines may not add to the total by a cent because of rounding.
The rate isn't the whole story. The City's practice is to adjust the rate when market values change, so rising values tend to pull the rate down, and a lower rate doesn't necessarily mean a lower bill. My post on how mill rates are set explains the mechanics.
One more line for completeness: residential lots that have sat vacant for seven or more years pay a higher total of 13.12481 mills. The calculator above is for homes only.
What makes up your tax bill?
Your bill has three parts, and the City only controls one of them. These shares of the total 2026 levy come from the City Assessor's 2026 tax rate presentation to Council:
- Municipal, 75.8% of the levy. Set by Council's budget. This pays for City programs and services.
- Provincial education, 23.5%. The Government of Alberta sets the amount for schools. The City collects it and passes it on.
- Homeland Housing, 0.7%. The requisition for seniors housing in the region.
So how much did bills go up? On average, the municipal portion rose 2.9% for residential properties in 2026, and the education portion rose 6.9%. The City put the overall increase for a typical residential property at 3.8% (2026 tax notice news). Those are City averages. Your own change depends on how your assessment moved.
Where does your assessment come from?
Your 2026 assessment is the City's estimate of your home's market value on July 1, 2025, based on its physical condition on December 31, 2025. Across St. Albert, residential market values rose 5.5% from July 2024 to July 2025, according to the same Council presentation.
The rate is the same for every home in the city. An older bungalow in Grandin and a newer two-storey in Jensen Lakes or Erin Ridge are taxed at the same 11.07666 mills. What changes the bill is the assessment. That holds in every one of the city's neighbourhoods.
You can look up the assessment on any St. Albert property through the City's property search tools: the LandScape map or Assessment Reports through MyCity. Registered MyCity users can also order tax certificates there. If you're buying, this is gold. You can see a home's assessment and tax levy before you make an offer.
Your assessment is not the same as what your home would sell for, though. The City values thousands of homes at once, and that city-wide estimate is not an appraisal of your home. A buyer pays for the kitchen you redid and the view out back. If you want a real number, I'll do a free home evaluation based on recent sales near you.
When were 2026 taxes due, and what are the penalties?
| 2026 date | What happened |
|---|---|
| May 5, 2026 | Council passed the 2026 tax rate bylaw |
| May 20, 2026 | Combined assessment and tax notices mailed |
| May 28, 2026 | Official Notice of Assessment Date |
| June 30, 2026 | 2026 taxes due |
| July 27, 2026 | Deadline to file an assessment complaint |
Source: City of St. Albert, Important Dates, last edited May 5, 2026.
If current-year taxes aren't paid, the City adds a 4% penalty on July 1, 6% on August 1 and another 6% on October 1 (Assessment Appeals page). If you missed June 30, call City Taxation at 780-459-1516 about your account.
The City posts next year's dates in the spring. I'll update this page when it does.
Can you pay St. Albert property taxes monthly?
Yes. The City's Pre-Authorized Tax (PAT) plan splits your taxes into 12 monthly withdrawals from January to December, on either the 15th or the last day of the month. You can join at any time of year, as long as any past-year arrears are paid. Join after January and you pay the missed months up front. Details are on the City's PAT FAQ page.
Prefer to pay once a year? In online or telephone banking, add the payee "City of St. Albert Taxes" and use the roll number on your tax notice as the account number. Allow at least three business days. You can also pay in person on the main floor of St. Albert Place at 5 St. Anne Street.
Does your lender pay your property taxes for you? Then ask your lender how it works on your account. The City also asks you to make sure your lender isn't paying your taxes before you sign up for PAT.
Is there property tax help for seniors?
There are two programs, one from the City and one from the province. Both are listed on the City's Tax Information for Seniors page.
The St. Albert Senior Homeowners Property Tax Assistance Grant is a $200 credit, one per household. You don't apply. If you qualify, it goes straight onto your tax account. For 2026 you had to be, as of May 1, 2026, 65 or older, living in St. Albert, the owner of a residential property here, and receiving the Guaranteed Income Supplement. If you think you qualify and didn't get it, call City Taxation at 780-459-1516.
The provincial Seniors Property Tax Deferral Program continues for 2026. It lets homeowners 65 and older with at least 25% equity defer all or part of their property taxes through a low-interest home equity loan from the Government of Alberta, repaid when the home is sold or sooner. The home must be your primary residence. The program office is at 780-644-9992. Talk to your accountant or the program office about whether it suits you.
Thinking about a smaller place instead? My post on downsizing and rightsizing in St. Albert walks through that decision.
What if you think your assessment is wrong?
Start with a phone call. City Assessment is at 780-459-1603, and they can walk you through how your value was set.
If you still disagree, the City's Assessment Appeals page sets out the formal process:
- A complaint goes in writing to the Assessment Review Board within 60 days. For 2026, the City's deadline was July 27, 60 days after the official Notice of Assessment Date of May 28.
- The fee is $50 for a residential property with three or fewer dwelling units.
- Send it by mail to the Assessment Review Board, Legislative Services, St. Albert Place, 5 St. Anne Street, or by email to hearings@stalbert.ca.
- The Assessment Department reviews your complaint with you first. If it isn't resolved, a hearing is scheduled.
Filing a complaint does not change your due date. Your taxes still need to be paid on time, or the penalties apply. For anything beyond that, contact the City's Assessment Review Board directly.
What do property taxes mean when you buy or sell in St. Albert?
Here's how I look at it from the buyer's and the seller's side.
When you buy, start with the current assessment. Last year's bill is last year's assessment times last year's rate. Look up the current assessment, run it through the calculator above, and you have a better carrying-cost number for the home you're about to own. It's a simple step, and it means the tax bill after you move in shouldn't come as a surprise.
At closing, taxes are adjusted between buyer and seller. Property tax is prorated to the possession date. The seller is responsible for the part of the year up to possession and the buyer for the rest. If the seller has already paid the year's taxes, the buyer typically reimburses the seller's overpayment, and if they haven't, the seller typically credits the buyer. The lawyers for both sides work this out on the statement of adjustments, so for questions about your own closing, ask your lawyer. If you're selling and you're on the City's monthly PAT plan, tell your lawyer. The City points out that a sale doesn't cancel the plan automatically. My Alberta closing costs guide covers the other costs that show up at closing.
Moving from Edmonton? Edmonton sets its own rate, dates and payment plan, so don't use St. Albert's numbers for an Edmonton home, or the other way around. My moving to St. Albert guide covers the rest of the move.
Buying a condo? Ask what the condo fees cover, and see my posts on special assessments in St. Albert and condo special assessments. You can also browse St. Albert condos.
Titled parking stalls and titled storage units are billed separately.
Here's an example, for illustration only. A condo unit assessed at $300,000 would pay about $3,323.00 in 2026 property tax ($300,000 × 11.07666 ÷ 1,000 = $3,322.998). Your tax notice shows the official amounts.
For what's selling right now, my St. Albert market page and market reports have the current picture, and the buyer's page and seller's guide cover the rest of the process.
Key takeaways
- St. Albert's 2026 residential rate is 11.07666 mills (Bylaw 18/2026, approved May 5, 2026).
- Estimate your tax: assessed value × 11.07666 ÷ 1,000. A $500,000 assessment comes to an estimated $5,538.33.
- Municipal is 75.8% of the levy, education 23.5% and Homeland Housing 0.7%.
- 2026 taxes were due June 30. Penalties of 4%, 6% and 6% apply on July 1, August 1 and October 1.
- The PAT plan spreads taxes over 12 months. Seniors on the Guaranteed Income Supplement get a $200 City grant automatically.
- Assessment complaints go in writing by the deadline on your notice (July 27 for 2026), and taxes are still due on time.
- Check the assessment on any home before you make an offer.
This is an estimate for general information, not tax advice. Your official amount is on your City of St. Albert assessment and tax notice. Questions about your bill: City Taxation, 780-459-1516.
Want to know the real carrying costs on a home you're looking at, or what your home would sell for? I can pull the assessment and taxes on any St. Albert home. Start with a free home evaluation, or get in touch.
John Carle, REALTOR®, Homes & Gardens Real Estate Limited
Just Call John. 780-937-7534