John CarleREALTOR®Homes & Gardens Real Estate Limited
Practical real estate resources

Make the next move with clarity.

Straightforward calculators and useful worksheets for buyers and sellers in St. Albert and the Edmonton region. No gate. No nonsense.

Good decisions start with the right numbers and the right questions. Use these for planning, then call John for an answer specific to your home or your move.
Buyer toolkit

Plan the purchase properly.

Start with a realistic monthly payment and the cash you need before possession. Then take a worksheet with you when you view homes.

Buyer calculator

Monthly payment & cash needed to close.

Built for Alberta planning. There is no land-transfer tax in Alberta; this focuses on the cash costs buyers actually need to budget for.

Estimate only. This is not a recommendation. Talk with a mortgage professional about your own numbers.

Base mortgage$495,000
Estimated default insurance$15,345
Financed mortgage amount$510,345
Estimated monthly payment$2,825
Estimated closing costs$4,350
Cash needed to close$59,350
Downloadable resources

Take the useful bits with you.

Designed to be printed, saved, or brought to a viewing, a listing appointment, or an offer conversation.

01
PDF worksheet

Home Viewing Scorecard

A print-ready room-by-room checklist for condition, comfort, location, and resale considerations.

Download PDF
02
PDF worksheet

Offer Comparison Worksheet

Compare two or three homes beyond the list price — carrying cost, condition, trade-offs, and the questions that matter.

Download PDF
03
PDF checklist

Condo Due-Diligence Checklist

Reserve fund, minutes, insurance, bylaws, special assessments, parking, and the details worth checking before you commit.

Download PDF
Need the real answer?

A calculator cannot see your home, read the offer, or negotiate the sale.

John can. Get a specific answer built around your property, your numbers, and your timing.

Just Call John. — 780-937-7534